Financial Planner
A calmer way to plan

Plan the retirement you actually want.

Drag a few sliders, watch your net worth projection change in real time. Your numbers stay on your device — no account, no tracking, no noise.

Privacy-first design
Real-time projections
Plan in minutes
Assets and Debt
Liquid
8.5% return on Portfolio
$8.5M
Debt
In Fine · 12 yrs left
$1.2M
Real Estate
Primary home
+3.5% / yr
$1.7M
Rental condo
+4.2% / yr
$530K
Income and Expenses
Annual income
Salary + side income
$280K
Monthly expenses
$132K / yr
$11K
Life Events
Windfall
2032 · inheritance
$250K
RE investment
2029 · second home
$850K
New debt
2031 · car loan
$45K
Net Worth Projection
$20M$15M$10M$5M$0
2026203120362041204620512055
DebtSavingsReal EstateOther Assets
AI assistant
Soon

If you save $500/mo more, your FI date moves up to age 55.

How it works

A smarter way to plan your financial future

Simple inputs, powerful insights. See exactly where you're headed.

Built around real life

Plan around the moments that move the needle

Most calculators hand you one number and call it a day. Drop in the windfalls, the years you go part-time, the property you might buy at forty — and watch each choice reshape the projection in front of you.

  • Add the moments worth planning around
  • Pick a target age, a number, or both
  • See how each tweak ripples through the chart
  • Trade vague money worry for a concrete plan
Financial Independence
Target: Age 55
87%
Success rate
Buy a Home
Target: 2028
On track
$120k saved
Kids' College
Target: 2040
$45k
Projected need
See the whole arc

See the full picture

One chart shows the entire run — today's balance, tomorrow's spending, the year your salary stops. Adjust an input and the projection updates in place, so trade-offs feel concrete instead of theoretical.

  • Hover any year to see what's driving the bar
  • Watch cash flow shift as life events land
  • Plan for what you leave behind
  • Test scenarios before you commit to them
Plan Confidence
Monte Carlo · 10,000 runsPreview
91%
Probability of success
Net worth at age 65
Worst case (P10)$890K
Median (P50)$2.4M
Best case (P90)$4.2M
Age 57
FI target
$2.4M
Median peak
3.4%
Safe withdrawal
Privacy first

Your data stays yours

We don't connect to your bank, your brokerage, or anything else. Every number you type stays in your browser, and you decide what happens to it.

  • No account required to get started
  • Data stored locally in your browser
  • Optional export/import to files
  • Zero tracking or data collection

Your Data, Your Device

All your financial information stays in your browser. We never see, store, or transmit your data.

Browser localStorage
Default
Manual export/import
Optional
Cloud sync (coming soon)
Soon
Track progress

Watch your wealth grow

Plug in your real numbers as the years pass and see how the actual path lines up with the projection you started from.

  • Track net worth year over year
  • Compare actual vs projected growth
  • Spot trends early
  • Stay grounded as the picture sharpens
Your Progress
Net Worth+12.4% YTD
JanDec
Started with
$245,000
Current value
$312,500
Everything you need

Powerful features, simple interface

All the tools you need to plan your financial future with confidence.

Net worth projections
Year-by-year cash flow
Inflation-adjusted view
Portfolio growth rates
Multiple currencies
Stackable real estate
Rental income per property
Real estate appreciation rates
Future windfalls
Custom debt schedules
Liquidity warnings
Pick your projection horizon
Live updates as you type
Saved locally, no account
Export your plan to file
Simple pricing

Choose your path to financial freedom

Start free and upgrade as your planning needs grow. No hidden fees, cancel anytime.

Free

Perfect for getting started with financial planning

$0forever
  • Basic net worth projections
  • Single scenario planning
  • Local data storage
  • Core calculators
  • Community support
Most Popular

Pro

For serious planners who want deeper insights

$9/month
  • Unlimited scenarios
  • Advanced projections
  • Multiple currency support
  • Tax optimization insights
  • Export to PDF & CSV
  • Priority email support

Family

Plan together with your partner or family

$15/month
  • Everything in Pro
  • Joint planning for 2 people
  • Shared scenarios & goals
  • Family dashboard
  • Couples goal tracking
  • Dedicated support

All plans include a 14-day free trial of Pro features. Compare plans in detail

Free forever for basic planning

Start planning your financial future today

No account needed. No credit card required. Your data stays on your device. Just open the planner and start visualizing your path to financial freedom.

No account required
Privacy-first design
Real-time projections